Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Saturday, October 05 2024 at 4:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 5.75% (APR=5.753%) | 6% (APR=6.177%) |
| Points / Credits | $66 | $7,702 |
| Payment | $1,167 | $1,199 |
| Saving over 30 years | $19,156 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Saturday, October 05 2024 at 4:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 5.875% (APR=5.88%) | 6.25% (APR=6.361%) |
| Points / Credits | $174 | $2,853 |
| Payment | $1,775 | $1,847 |
| Saving over 30 years | $28,653 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Saturday, October 05 2024 at 4:00 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 5.625% (APR=5.659%) | 6% (APR=6.198%) |
| Points / Credits | $563 | $1,125 |
| Payment | $863 | $899 |
| Saving over 30 years | $13,522 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Saturday, October 05 2024 at 4:00 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 5.75% (APR=5.771%) | 6.25% (APR=6.524%) |
| Points / Credits | $466 | $1,726 |
| Payment | $1,167 | $1,231 |
| Saving over 30 years | $24,300 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Saturday, October 05 2024 at 4:00 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 5.875% (APR=5.911%) | 6.125% (APR=6.443%) |
| Points / Credits | $1,340 | $3,679 |
| Payment | $2,070 | $2,127 |
| Saving over 30 years | $22,859 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Saturday, October 05 2024 at 4:00 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 5.75% (APR=5.761%) | 6.25% (APR=6.448%) |
| Points / Credits | $187 | $3,200 |
| Payment | $934 | $985 |
| Saving over 30 years | $21,373 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)